{"id":21577,"date":"2021-04-09T10:59:02","date_gmt":"2021-04-09T07:59:02","guid":{"rendered":"https:\/\/lorenalupu.com\/blog\/?p=21577"},"modified":"2021-04-09T10:59:36","modified_gmt":"2021-04-09T07:59:36","slug":"riscurile-cardurilor-contactless","status":"publish","type":"post","link":"https:\/\/lorenalupu.com\/blog\/riscurile-cardurilor-contactless\/","title":{"rendered":"Riscurile cardurilor contactless"},"content":{"rendered":"

Azi, am citit un articol pe Republica. Un text devenit viral tocmai pentru c\u0103 e o transpunere \u00een realitate a anxiet\u0103\u021bii multor persoane, c\u00e2nd vine vorba de carduri contactless.<\/p>\n

Un domn descrie cum i s-a furat portofelul. \u00cen el, avea dou\u0103 carduri contactless. Unul de debit, pe care primea salariul, altul de credit. \u0218i c\u00e2nd a sesizat absen\u021ba \u0219i a sunat la banc\u0103 s\u0103 cear\u0103 blocarea, a g\u0103sit pagub\u0103 pe carduri, \u00een tranzac\u021bii de p\u00e2n\u0103 \u00een 100 de lei, \u00een valoare total\u0103 de 4.300 de lei.<\/p>\n

A \u00eenceput un r\u0103zboi lung, cu b\u0103ncile, cu poli\u021bia, cu formularele. Solu\u021bia e “refuz la plat\u0103”, dar chiar dac\u0103 \u0163ie \u00ee\u0163i protejeaz\u0103 finan\u0163ele, aceasta \u00eei d\u0103 pagub\u0103 agentului economic de la care s-au achizi\u0163ionat bunurile respective.<\/p>\n

Link la articol: aici.<\/a><\/p>\n

Acest gen de scenariu, \u00een care cineva \u00ee\u0163i fur\u0103 cardul contactless \u015fi se duce a\u0163\u0103 la Sephora, a fost co\u015fmarul meu de c\u00e2nd banca m-a informat, la expirarea cardului “de mod\u0103 veche”, cu PIN, c\u0103 \u00eemi va elibera unul contactless. Era pe un ton entuziast, uite ce lucru minunat facem, \u00ee\u0163i simplific\u0103m tranzac\u0163iile.<\/p>\n

G\u00e2ndul meu a fost \u0103\u0103\u0103hmmm, merci, e ok, preferam cu PIN, dac\u0103 m-ar fi \u00eentrebat cineva.<\/p>\n

De atunci, drag auditoriu, v\u0103 m\u0103rturisesc c\u0103 am re\u00eenceput s\u0103 plimb numerar cu mine.<\/p>\n

Merg cu cardul doar la aprovizionare, la supermarket. \u015eti\u0163i, obiceiul rom\u00e2nului de a-\u015fi lua de toate pentru s\u0103pt\u0103m\u00e2na \u00een curs. C\u00e2t de util e acum, c\u00e2nd magazinele se \u00eenchid aberant de devreme.<\/p>\n

La supermarket, merg mereu cu aceea\u015fi geac\u0103 \u015fi \u00eel \u0163in \u00eentr-un buzun\u0103ra\u015f interior, la piept, \u015fi tot acolo \u00eel \u015fi bag. Singurul mod de a m\u0103 jefui este s\u0103 m\u0103 \u015fi mamele\u015fti, iar dac\u0103 m\u0103 atingi f\u0103r\u0103 permisiune \u00een zonele delicate, te str\u00e2ng de g\u00e2t f\u0103r\u0103 s\u0103 clipesc. Deci, problem\u0103 rezolvat\u0103.<\/p>\n

Dar \u00een rest, \u00een orice alt loc, merg cu bani cash. Nu m\u0103 simt safe s\u0103 plimb toate resursele mele financiare la un loc, pe un instrument at\u00e2t de vulnerabil.<\/p>\n

“Dori\u0163i s\u0103 v\u0103 activa\u0163i portofelul electronic pe mobil?”<\/p>\n

MAR\u015e, M\u0102, DE AICI.<\/p>\n

Numai mie mi se pare cringy modul \u00een care avem pe mobil acte, documente, acces la toate mailurile, la banii \u015fi afacerile noastre, \u015fi toate acestea sunt protejate de un pin de 4 cifre, care \u00een cele mai multe cazuri e 1234?<\/p>\n

Bine, \u00een cazul meu e activat\u0103 recunoa\u015fterea facial\u0103, deci, dac\u0103 nu \u00eemi furi \u015fi fa\u0163a, nu intri. Dar, oricum.<\/p>\n

Tehnologia modern\u0103, cea care ne-a muiet posmagii p\u00e2n\u0103 la t\u00e2mpire, ne-a f\u0103cut totodat\u0103 extrem de vulnerabili la inten\u0163ii malefice. Suntem mai u\u015for de jefuit dec\u00e2t ni\u015fte copila\u015fi de trei ani. \u015ei c\u00e2\u0163i avem chef \u015fi energie de lupta cu b\u0103ncile descris\u0103 \u00een articolul de pe Republica?<\/p>\n

E ok. Numerar pentru mine, mul\u0163umesc. Po\u0163i s\u0103 m\u0103 prinzi cu 100, 200 de lei la mine. Dac\u0103 m\u0103n\u00e2nc \u00een ora\u015f, chiar 300. Dar nu ai nici o \u015fans\u0103 s\u0103 \u00eemi dai pagub\u0103, mie sau comercian\u0163ilor pe la care \u00eemi exploatezi cardul, cu zeci de mii de lei. Pentru c\u0103 detenplm, fiecare b\u0103nu\u0163 de pe cardurile mele e muncit cu bun\u0103 credin\u0163\u0103, cu implicare \u015fi efort.<\/p>\n

A\u015ftept cu interes reapari\u0163ia cardurilor pe baz\u0103 de PIN. Pentru c\u0103 \u00eemi pl\u0103cea s\u0103 pl\u0103tesc la restaurant \u015fi la magazin cu un singur gest elegant, \u015fi s\u0103 nu a\u015ftept chelnerul un sfert de or\u0103 s\u0103 aduc\u0103 restul. \u015eti\u0163i manevra. Dispare cu banii t\u0103i, \u015fi tu staaaai, \u015fi staaaai, \u015fi staaaai, \u015fi dac\u0103 e\u015fti genul ru\u015finos, la un moment dat, te jenezi \u015fi pleci.<\/p>\n

Dar cardul contactless m\u0103 face s\u0103 m\u0103 simt ca \u015fi cum m-a\u015f plimba \u00een pielea goal\u0103 \u00een zona de periferie din Rahova, noaptea la 1. Iar articolul de pe Republica \u00eemi transpune toate temerile \u00een realitate dur\u0103 \u015fi nemiloas\u0103.<\/p>\n

Voi cum v\u0103 proteja\u0163i banii?<\/p>\n

***<\/p>\n

Dac\u0103 v-a pl\u0103cut acest text, pute\u021bi sus\u0163ine activitatea siteului cu o dona\u0163ie.<\/p>\n

\"\"<\/a><\/p>\n

***
\nVrei s\u0103 m\u0103 urm\u0103re\u015fti \u00een social media? \u00cemi po\u0163i da like pe\u00a0Facebook<\/strong><\/a>, follow pe\u00a0Twitter<\/a><\/strong>\u00a0\u015fi\u00a0Instagram<\/a><\/strong>, subscribe pe\u00a0YouTube<\/a><\/strong>.<\/p>\n

***<\/p>\n

Ascult\u0103 Jet pe\u00a0Spotify<\/a><\/strong>, cump\u0103r\u0103 piesa pe\u00a0iTunes<\/strong><\/a>\u00a0sau pe\u00a0Amazon Music<\/strong><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Azi, am citit un articol pe Republica. Un text devenit viral tocmai pentru c\u0103 e o transpunere \u00een realitate a anxiet\u0103\u021bii multor persoane, c\u00e2nd...<\/p>\n","protected":false},"author":2,"featured_media":21578,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[1],"tags":[],"class_list":["post-21577","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spicy"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lorenalupu.com\/blog\/wp-content\/uploads\/2021\/04\/ecommerce.jpg?fit=640%2C274&ssl=1","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/posts\/21577","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/comments?post=21577"}],"version-history":[{"count":2,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/posts\/21577\/revisions"}],"predecessor-version":[{"id":21580,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/posts\/21577\/revisions\/21580"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/media\/21578"}],"wp:attachment":[{"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/media?parent=21577"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/categories?post=21577"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/tags?post=21577"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}