Diferen\u021ba \u00eentre banii clasici \u0219i criptomonede este c\u0103 \u0219i eu, dac\u0103 \u00eemi pun mintea, pot genera de m\u00e2ine criptomoneda Lorena. Cum a generat Trump criptomoneda proprie, care a crescut dup\u0103 ce a ajuns pre\u0219edinte, \u0219i cum a \u00eencercat \u0219i CG, care maimu\u021b\u0103re\u0219te tot ce fac Trump \u0219i Putin, s\u0103 genereze \u0219i el o criptomoned\u0103, dar pentru c\u0103 fanii lui sunt doar bo\u021bi \u0219i troli, \u0219i naivi ca mo\u0219ul \u021bepuit, a e\u0219uat spectaculos. <\/p>\n\n\n\n
Dar valoarea acestor monede fictive e pur speculativ\u0103, \u0219i, dac\u0103 \u021bi se vinde suma x \u00een criptomonede pentru n euro, n dolari sau n lei, nimic nu garanteaz\u0103 c\u0103 vei primi \u00eenapoi aceea\u0219i sum\u0103 sau c\u0103 vei putea efectua vreo plat\u0103 cu numita criptomoned\u0103. \u0218i asta pentru c\u0103 <\/p>\n\n\n\n
Nu exist\u0103 garan\u021bii. <\/strong><\/p>\n\n\n\n Valoarea banilor clasici este garantat\u0103 de statul emi\u021b\u0103tor. Banca Na\u021bional\u0103 a fiec\u0103rei \u021b\u0103ri are rezerve de aur sau alte minerale pre\u021bioase care garanteaz\u0103 pentru moneda respectivei \u021b\u0103ri. De aceea, banii au o valoare oficial autorizat\u0103. <\/p>\n\n\n\n Ei bine, criptomonedele nu sunt garantate de nimic \u0219i de nimeni. Singurul criteriu care le ofer\u0103 validitate e num\u0103rul de utilizatori. Sigur, averi fabuloase au fost f\u0103cute de cei care au achizi\u021bionat primii bitcoin, dar \u0219i asta e o chestiune de influen\u021b\u0103. Creez o criptomoned\u0103, am 2 milioane de fani, conving m\u0103car un milion din ei s\u0103 cumpere, pre\u021bul cre\u0219te, \u00eemi v\u00e2nd stocul meu la pre\u021bul crescut \u0219i, mai departe, Dumnezeu cu mila. Faptul c\u0103 azi bitcoin e pe val nu garanteaz\u0103 faptul c\u0103 m\u00e2ine toate economiile \u00een bitcoin nu vor deveni brusc nule. <\/p>\n\n\n\n Pe scurt, dac\u0103 cineva te-a ales habarnist \u00een ale tehnologiei \u0219i te abure\u0219te s\u0103 \u201einveste\u0219ti\u201d \u00eentr-o moned\u0103 virtual\u0103 nou\u0103, c\u0103 o s\u0103 faci bani s\u0103-i \u00eentorci cu lopata, te \u021bepuie\u0219te. <\/p>\n\n\n\n Portofelul electronic <\/strong><\/p>\n\n\n\n Dac\u0103 te-a pus s\u0103 cumperi moned\u0103 virtual\u0103 pe un site obscur, iar ace\u0219tia nu se reg\u0103sesc instant \u00eentr-un portofel electronic la care ai acces doar tu – felicit\u0103ri, ai fost oficial \u021bepuit. <\/p>\n\n\n\n Dar \u0219i dac\u0103 se reg\u0103sesc: Problemele cu portofelul electronic sunt multiple. Pe de o parte, e un \u0219ir lung de litere \u0219i cifre, parc\u0103 anume creat s\u0103-l ui\u021bi. \u0218i odat\u0103 uitat, mult\u0103 s\u0103n\u0103tate la neamuri, pentru c\u0103 nu ai cum s\u0103-l recuperezi. Dac\u0103 \u00ee\u021bi ui\u021bi IBAN-ul sau PIN-ul, te duci la banca emi\u021b\u0103toare cu un act care \u00ee\u021bi dovede\u0219te identitatea \u0219i e\u0219ti ajutat s\u0103-\u021bi afli IBAN-ul sau s\u0103 generezi un PIN nou. Dac\u0103 \u00ee\u021bi ui\u021bi num\u0103rul sau parola portofelului electronic, adio bani.<\/p>\n\n\n\n \u0218i chiar dac\u0103 nu le ui\u021bi, se poate \u00eent\u00e2mpla oric\u00e2nd ca platforma care g\u0103zduie\u0219te portofelul s\u0103 pice. \u0218i din nou, s\u0103n\u0103tate la neamuri. Nefiind bani garanta\u021bi de guvern, sau de o banc\u0103, prinde orbul \u0219i scoate-i ochii. <\/p>\n\n\n\n Nu exist\u0103 garan\u021bia unui profit <\/strong><\/p>\n\n\n\n Cine abereaz\u0103 c\u0103 vei deveni milionar investind \u00een moneda virtual\u0103 X te minte cu neru\u0219inare. Fiind at\u00e2t de volatile, criptomonedele pot ajunge s\u0103 nu valoreze nimic \u00een termen de c\u00e2teva ore. Nimeni nu poate garanta stabilitate sau predictibilitate. Cum am zis: e\u0219ti ales \u00een mod specific pentru c\u0103 pari u\u0219or de p\u0103c\u0103lit. <\/p>\n\n\n\n Nicio companie serioas\u0103 nu cere plata \u00een monede virtuale. <\/strong><\/p>\n\n\n\n Tocmai din cauza acestei lipse de garan\u021bii, niciun furnizor nu va accepta plata \u00een monede virtuale. Intr\u0103 pe siteul oric\u0103rui comerciant vrei tu. Metodele de plat\u0103 sunt multe \u0219i variate, dar n-o s\u0103 vezi op\u021biunea bitcoin \/ ether – \u0219i astea-s criptomonedele populare, de care \u0219tie lumea, nu CGcoin! \u0218i de ce nu? <\/p>\n\n\n\n Sp\u0103larea de bani. <\/strong><\/p>\n\n\n\n Monedele virtuale au fost inventate ca o metod\u0103 de evaziune fiscal\u0103. Nu exist\u0103 nic\u0103ieri o eviden\u021b\u0103 a pl\u0103\u021bilor f\u0103cute \u00een criptomonede, prin urmare, statul nu poate urm\u0103ri circula\u021bia acestor bani \u0219i nu te poate impozita. Dar pentru companii, care trebuie s\u0103 \u00eencheie bilan\u021b, e nevoie de facturi \u0219i chitan\u021be s\u0103 justifice intr\u0103rile \u0219i ie\u0219irile de bani. <\/p>\n\n\n\n Lipsa oric\u0103ror documente justificative vine cu un dezavantaj major: Nu po\u021bi demonstra \u00een fa\u021ba legii c\u0103 respectivii bani sunt ai t\u0103i, \u00een cazul unei dispute. <\/p>\n\n\n\n Banii trimi\u0219i de tine voluntar sunt decizia ta. <\/strong><\/p>\n\n\n\n Multe \u021bepe \u00eencep a\u0219a: te contacteaz\u0103 un \u201emanager de investi\u021bii\u201d s\u0103 cumperi o moned\u0103 virtual\u0103 care te va face miliardar cu \u201ezero risc\u201d. Tot ce ai de f\u0103cut e s\u0103 trimi\u021bi \u00een contul lui suma x. Sau s\u0103 achi\u021bi pe un site suma x. <\/p>\n\n\n\n Cum apare la banc\u0103 respectiva tranzac\u021bie? Apare c\u0103 Fane Prostu, nesilit de nimeni \u0219i din voin\u021b\u0103 proprie, a virat suma x utilizatorului sau companiei cutare. Dac\u0103 ai ghinion suplimentar, site-ul dubios are un progr\u0103mel care \u00ee\u021bi gole\u0219te contul bancar cu totul, ca m\u0103car dac\u0103 ai fost prost, s\u0103 fii prost p\u00e2n\u0103 la cap\u0103t. <\/p>\n\n\n\n S\u0103 compar\u0103m aceste \u201einvesti\u021bii\u201d cu investi\u021bii reale, cum ar fi de exemplu obliga\u021biunile de stat. Cumperi respectivele titluri, prime\u0219ti o chitan\u021b\u0103 care atest\u0103 plata, obliga\u021biunile \u00een m\u00e2n\u0103, un estimat de dob\u00e2nd\u0103 \u0219i un termen limit\u0103. Ce \u00ee\u021bi ofer\u0103 \u201emanagerii de investi\u021bii\u201d fake din toate astea? Nimic. Nu ai niciun document care s\u0103 ateste vreo investi\u021bie, doar un virament bancar cum c\u0103 ai trimis din ini\u021biativ\u0103 proprie ni\u0219te bani. Un nou caz de \u201eplimb\u0103 orbul, scoate-i ochii.\u201d<\/p>\n\n\n\n Dac\u0103 pui \u00eentreb\u0103ri, r\u0103spunsurile sunt vagi \u0219i ambigue. <\/strong><\/p>\n\n\n\n S\u0103 zicem c\u0103 v\u0103ru-tu vrea s\u0103 deschid\u0103 o cofet\u0103rie \u0219i \u00ee\u021bi cere 20.000 de euro investi\u021bie. \u0218tii deja cum vor fi folosi\u021bi banii. \u00cenchiriere \u0219i echipare spa\u021biu, materie prim\u0103, salarii pentru angaja\u021bi. Dar dac\u0103 \u00eentrebi un \u201emanager de investi\u021bii\u201d cum vor fi folosi\u021bi banii, va \u00eencepe s\u0103 abereze incert, cam cum delira Dilimache Putinescu legat de programul \u201eap\u0103, paie \u0219i b\u0103taie\u201d.<\/p>\n\n\n\n Nu \u00ee\u021bi poate explica \u00een ce const\u0103 investi\u021bia simplu \u0219i b\u0103be\u0219te, \u00een trei propozi\u021bii pe \u00een\u021belesul tuturor? E o \u021beap\u0103. <\/p>\n\n\n\n Dar c\u00e2nd se ofer\u0103 s\u0103 pl\u0103teasc\u0103 \u00een cripto? <\/strong><\/p>\n\n\n\n Eu am invariabil acela\u0219i r\u0103spuns: Nu am wallet, dar am cont bancar. <\/p>\n\n\n\n \u0218i dac\u0103 respectivul cont bancar nu \u00eei satisface \u0219i vor musai wallet: e o \u021beap\u0103. <\/p>\n\n\n\n Nu \u00eencerca s\u0103 pari mai \u0219mecher dec\u00e2t e\u0219ti. <\/strong><\/p>\n\n\n\n Sunt situa\u021bii c\u00e2nd mo\u0219ul de la Cuca M\u0103c\u0103ii e m\u0103gulit s\u0103 fie b\u0103gat \u00een seam\u0103 de exper\u021bi \u0219i \u00eencearc\u0103 s\u0103 mimeze c\u0103 \u0219tie despre ce e vorba, s\u0103 nu recunoasc\u0103 faptul c\u0103 habar n-are despre nimic. Aceast\u0103 categorie de cet\u0103\u021beni e cel mai u\u0219or de fraudat. Arogan\u021ba ta e complicea lor. <\/p>\n\n\n\n \u00cen concluzie: dac\u0103 cineva \u00ee\u021bi promite mul\u021bi bani cu zero risc, te minte. Dac\u0103 cineva \u00ee\u021bi promite mul\u021bi bani cu zero efort, te minte. Dac\u0103 cineva te \u00eemb\u00e2rlig\u0103 cu o criptomoned\u0103 nou\u0103, \u00eencearc\u0103 o specula\u021bie cu tine. \u0218i dac\u0103 nu \u0219tii nimic despre criptomonede, e mai bine s\u0103 te rezumi la lei \u0219i la euro. Altfel, o s\u0103 pl\u00e2ngi la u\u0219a DIICOT, iar dac\u0103 criminalul e dintr-o \u021bar\u0103 cu care Rom\u00e2nia nu are protocol de extr\u0103dare, din nou: prinde orbul, scoate-i ochii. <\/p>\n\n\n\n ***<\/p>\n\n\n\n Cafeaua de la tine m\u0103 motiveaz\u0103 s\u0103 scriu. \ud83d\ude00<\/p>\n\n\n\n ***<\/p>\n\n\n\n Vrei s\u0103 m\u0103 urm\u0103re\u015fti \u00een social media? \u00cemi po\u0163i da follow pe Facebook<\/strong><\/a> \u015fi Instagram<\/a><\/strong>, subscribe pe YouTube<\/a><\/strong> \u015fi pe TikTok<\/a><\/strong>.<\/p>\n\n\n\n ***<\/p>\n","protected":false},"excerpt":{"rendered":" Poate c\u0103 a\u0163i v\u0103zut \u015ftirea despre mo\u015ful care a fost racolat c\u0103 dea likes la clipuri cu con\u0163inut suveranist \u015fi cegeist contra cost, iar...<\/p>\n","protected":false},"author":2,"featured_media":27749,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-27748","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spicy"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/lorenalupu.com\/blog\/wp-content\/uploads\/2025\/03\/money.jpg?fit=1176%2C880&ssl=1","jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/posts\/27748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/comments?post=27748"}],"version-history":[{"count":3,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/posts\/27748\/revisions"}],"predecessor-version":[{"id":27752,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/posts\/27748\/revisions\/27752"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/media\/27749"}],"wp:attachment":[{"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/media?parent=27748"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/categories?post=27748"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lorenalupu.com\/blog\/wp-json\/wp\/v2\/tags?post=27748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"\"](\"https:\/\/i0.wp.com\/lorenalupu.com\/blog\/wp-content\/uploads\/2024\/01\/paypal-.jpg?w=700&ssl=1\")
<\/a><\/figure>\n\n\n\n